Later Life Lending

Our Later Life Lending Solutions

Equity Release

Unlock the value of your property and access tax-free cash without having to sell or move out. Our equity release solutions allow you to release equity tied up in your home to fund your retirement, home improvements, or any other financial needs.

Lifetime Mortgages

With a lifetime mortgage, you can borrow against the value of your home while retaining ownership. The loan, plus interest, is repaid from the sale of the property when you pass away or move into long-term care.

Retirement Interest Only Mortgages (RIOs)

RIO mortgages are designed for retirees who wish to borrow into retirement. Unlike traditional interest-only mortgages, RIO mortgages have no fixed end date, allowing you to make interest payments for life or until a specified event occurs.

Later Life Buy-to-Let Mortgages

If you're looking to invest in buy-to-let properties or release equity from existing rental properties, our later life buy-to-let mortgages offer flexible financing options tailored to your needs.

Why Choose WB Private Finance?

Specialist Advice

Our team of later life lending specialists has extensive experience in the financial industry and will provide personalized advice tailored to your unique circumstances.

Tailored Solutions

We understand that every individual's financial situation is different. That's why we offer bespoke later life lending solutions designed to meet your specific goals and requirements.

Independent Advice

As an independent financial advisory firm, we have access to a wide range of later life lending products from leading providers, ensuring you have access to the best options available.

Unlock Your Financial Potential in Later Life

Ready to explore how later life lending could benefit you?

Contact WB Private Finance today to schedule a consultation with one of our later life lending specialists. Let us help you navigate your financial journey in later stages of life and achieve peace of mind for the future.

We do not offer later life lending at WB private finance, but we can refer you to our third party who will be happy to help you

WB Private Finance ltd is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 1012631 The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. Not all services we offer are covered by the FCA.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Your property may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be 1.5%.

WB Private Finance Registered Address: Willow Brook, Withy Mills, Paulton, Bristol, BS39 7PT. Registered in England and Wales No: 15405406

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Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk

Unlock Financial Freedom in Later Life with WB Private Finance